Business Owner Policy (BOP)

Small and mid-sized businesses need a convenient and cost-effective way to manage multiple risks. A Business Owner Policy (BOP) bundles essential coverages, typically including General Liability, Commercial Property, and Business Interruption insurance. This combination provides broad protection, helping businesses recover from incidents like fire, theft, vandalism, or lawsuits. Instead of purchasing multiple policies separately, a BOP offers a streamlined solution, often at a lower cost than buying individual coverages.

Unexpected events can disrupt operations, damage assets, and lead to financial losses, making this policy an invaluable tool for business continuity. Many landlords and lenders also require tenants and borrowers to carry this coverage. Having a BOP in place ensures a business can withstand setbacks and continue serving customers without major financial strain. It’s a flexible option, with the ability to add endorsements tailored to specific industry needs. With the right policy, businesses can focus on growth instead of worrying about potential threats. Contact us to customize a plan that fits the company’s unique risks.